Affordability concerns continue to plague homeowners and renters across the country, forcing organizations and legislators to seek a solution.

Sen. Elizabeth Warren, D-Mass., recently introduced a proposal that could potentially ease America’s ongoing affordable housing crisis.

The American Housing and Economic Mobility Act, which Warren introduced at the end of September, aims to provide $470 billion for affordable housing trust funds and expand the variety of financial institutions subject to Community Reinvestment Act requirements.

Warren explained that housing is the biggest expense for most working families and costs are skyrocketing.